At Selective, we maintain a commitment to provide unique insurance solutions that help keep the families and businesses of our communities protected.

We know that no two customers are the same. That’s why we work closely with our independent agency partners to determine their specific coverage needs, so we can deliver business and personal insurance fit for their unique lifestyles. Backed by our unique programs, products, and value-added services, Selective policyholders can have proper piece mind knowing that what’s most important to them is well protected.

By working with customers every step of the way, we guarantee a highly personalized insurance experience. That’s what it means to Be Uniquely Insured.

Position supports profitability improvement and profitable growth initiatives for assigned line of business. Understands rates, rules and forms relative to regional and state insurance bureaus. Works in conjunction with other Line of Business team members to manage inventory of bureau circulars and analytical projects and determines if the organization has to, or chooses to, adopt legislation. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

• Partners with the Product Development Specialists to support their responsibility for Insurance Services Office (ISO), Selective proprietary, American Association of Insurance Services (AAIS) and National Council on Compensation Insurance (NCCI) rates, rules and forms.
• Ensures a consistent business process and tools for product development as respects intake, tracking, review, materiality and decisions in terms of ISO and AAIS circulars and bulletins.
• Recommends actions outlining pros and cons when considering options with regard to ISO and AAIS circulars. Determine requirements needed to adopt circulars and reviews system ramifications of the circular/bulletins.
• Collaborates with the Product Development Specialist regarding decisions, requirements and ramifications to Selective proprietary forms.
• Maintains ownership of the profit & loss for assigned line of business.
• Provides analysis for state and countrywide rate reviews as well as to aid regional partners in region and state level efforts at profitability improvement and profitable production by providing recommendations and support to drive the activity required.
• Supports Product Development Specialists efforts to maintain inventory and accountability for governance of existing rates, rules and forms.
• Includes oversight of delay/non-adopt ISO and AAIS circulars.
• Manages line of business assigned for all corporate governance and compliance issues as assigned.
• Receives and handles underwriting referrals from the field and/or corporate underwriting (where authority rests only with the LOB), utilizing underwriting expertise to advise the most appropriate solution or course of action in a timely manner. Includes supporting the Product Development Specialist’s analysis of existing manuscript endorsements, determination of acceptability based on clarity, accuracy, and compliance with each state’s regulations. Development of alternative solutions using filed forms, or provide alternative language that is compliant, clear, and concise.
• Actively participates in supporting predictive model efforts relative to given line of business.
• Assists with the creation and delivery of educational materials and training programs for agents, regional personnel and corporate underwriting to ensure thorough understanding of underwriting guidelines, issues and controls.
• Participate in the Large Loss Review process and Quality Assurance Reviews as necessary. Drafting analysis, insight and takeaways or action plans.
• Provides exceptional customer service to agents, regional personnel, Product Development staff, corporate underwriting and other stakeholders as identified.

Requirements And Qualifications

• Strong technical underwriting knowledge required. Strong working knowledge of ISO, AAIS or NCCI and Independent State Workers Compensation Bureaus circulars and bulletins.
• Ability to research and analyze coverage.
• Good communication and collaboration skills.
• Ability to manage a project.
• Pro-active; driven; takes initiative
• Strong technical underwriting knowledge required.
• Strong working knowledge of ISO, AAIS or NCCI and Independent State Workers Compensation Bureaus circulars and bulletins.
• Ability to research and analyze coverage.
• Good communication and collaboration skills.
• Ability to manage a project. Pro-active; driven; takes initiative.
• Effectively manages and executes on the appropriate balance between strategic thinking and attention to detail.
• 5+ years Commercial Underwriting experience.

The Following Experience Is Preferred

• College degree
• 3+ years specific line of business experience.
• 3+ years Risk Management and/or reinsurance experience
• 3+ years Field Underwriting; and/or 3+ years agency experience